The Personal Financial Management Concentration is well suited for individuals who are seeking employment which serves the consumer or graduate study in the managment of nonprofit groups, personal finance, real estate, insurance, consumer behavior, consumer economics or public policy. Through this diverse yet integrated course of study, students will gain specific skills and knowledge transferable to a wide variety of career options.


This concentration includes the curriculum for the Texas State University, AFCPE Registered Education Program with the Association for Financial Counseling and Planning Education (AFCPE). For more information about AFCPE and obtaining your Accredited Financial Counselor (AFC®) designation through the AFCPE Registered Education Program pathway, please visit www.afcpe.org.

Career Opportunities

  • Banking 
  • Better business bureau 
  • Community programs
  • Credit analysis
  • Customer service
  • Financial advisor
  • Financial coach
  • Financial counselor 
  • Government relations
  • Human resources
  • Insurance claims adjuster
  • Loan officer
  • Mortgage underwriter
  • Personal banker
  • Personal financial planner
  • Policy analyst
  • Public relations
  • Real estate agent/broker
  • Quality control
  • Consumer protection agencies & commissions
  • Federal reserve commissioned examiner
  • Health department (state, county or city)
  • Regulatory agencies (federal. state or city)

For assistance in selecting a concentration in consumer affairs or a minor contact Dr. Kim Davis (kim.davis@txstate.edu) or Dr. Leslie Green (lgreen@txstate.edu) for an appointment to discuss selection.